Conforming Loan

Fha Vs Conventional Closing Costs

refi from fha to conventional Va Loans Vs Fha Loans Comparing USDA vs FHA Loans – Which is Right for You? – FHA Loans. Before the federal housing administration was created you needed a large down payment and excellent credit to qualify for a mortgage. FHA loans were created to encourage homeownership after the Great Depression. Today FHA loans are the most used type of mortgage for first-time home buyers.