Mortgage Rates Today

10 Year Fixed Mortgage Rates

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Use annual percentage rate APR, which includes fees and costs, to compare rates across lenders.Rates and APR below may include up to .50 in discount points as an upfront cost to borrowers and assume no cash out. Select product to see detail. Use our Compare Home Mortgage Loans Calculator for rates customized to your specific home financing need.

Financial institutions offer various fixed-rate mortgages including the more common fixed-rate mortgages: 15, 20, and 30-year. Out of the three the 30-year fixed is the most popular mortgage because it usually offers the lowest monthly payment. However, the lower monthly payment comes at a cost of paying more in interest over the life of the loan.

While mortgage rates vary greatly, a good rule of thumb is that the best 10-yr mortgage rates will be 75 to 80 percent of a 30-year loan. In other words, if the prevailing rate for a 30-year loan is five percent, you should pay between 3.75 and four percent for a 10-year mortgage.

Citi Bank Mortgage Rates Comparison Rate for fixed rates calculated on a loan amount $150,000 over a term of 25 years based on monthly repayments and reverting to a Mortgage Plus – Standard Variable loan with an LVR less than or equal to 80% on expiry of the fixed term.

Compare rates on 10-year fixed-rate mortgages See lender fees and repayment amounts for each mortgage Consider seeking independent financial advice See if a 10-year fixed-rate mortgage is the right choice for you Find out whether a 10-year fixed-rate mortgage is the right option for you A 10.

The chart compares the rates of a 30-year fixed-rate mortgage to that of a 10-year treasury yield, and features statistics ranging from the year 2000 to 2019.